Legal Terms

Privacy Policy

Thank you for visiting AgentsAlliance.com. Your privacy is very important to us. This Online Privacy Policy is designed to inform you about our collection and use of personal information on this web site.

This privacy policy only applies to the information we collect on the AgentsAlliance.com website. This privacy policy does not apply to information we collect through other methods or sources, including any sites owned or operated by our affiliates, vendors or partners.

COLLECTION & USE OF PERSONAL INFORMATION PROVIDED TO US BY YOU, THE USER

The only information we collect about you on this web site is information that you voluntarily provide to us, such as name, e-mail address, corporate profile, and similar information. If you supply us with personal information on this web site, we will use that information only to contact you so that we can: provide you with the information you have requested (e.g., product information, marketing materials, press releases, investor information); follow up on job opportunities that you have inquired about; or occasionally send you other information about The Alliance of Insurance Agents & Brokers and its services that we believe you would find interesting.

This information is used for business contacts only and is stored on a secured network. This information will not be sent to you via e-mail unless you ask us to do so.

We do not collect Personal Information in connection with "browsing" our web site. However, our servers automatically collect aggregate information about your use of our site when you visit and browse the site ("Site Use Information"). The Site Use Information includes but is not limited to the following: the domain names, operating system in use (e.g., Macintosh, Windows), browser (e.g., Netscape, Internet Explorer) and version, the web site that referred you to us, and other similar information. This information may be aggregated to measure the number of visits, average time spent on our site, pages viewed, time and date of visits, and other similar information. We may use and disclose Site Use Information, for example, to measure the use of our site, explain the utility of our site, and to improve the content of our site.

USE OF COOKIES

We also make use of "cookies" on this site. A cookie is a small piece of data that our web site can send to your browser, which may then be stored on your computer. Accepting a cookie does not give us access to your computer or any personal information about you. One of the ways we use cookies is to identify computers that are being used to make visits to our web site. We also may customize, monitor, or regulate the use of our site based on information stored in the cookie or host server. In addition, we use session cookies to recognize the user when moving from page to page in our site. By using this site, you consent to our use of cookies.

Please note that if you enter our web site from another web site, it is possible that the other site may use cookies to learn of your visit to our web site. We have no control over cookies used by other sites.

WE USE APPROPRIATE SECURITY SAFEGUARDS

At The Alliance of Insurance Agents & Brokers, security is a priority. The Alliance of Insurance Agents & Brokers employs appropriate measures, including advanced technology, to protect personal information collected online against unauthorized access, disclosure, alteration or destruction. These measures may include, among others, encryption, physical access security, and other appropriate technologies. The Alliance of Insurance Agents & Brokers continually reviews and enhances its security systems, as necessary.

THE ALLIANCE OF INSURANCE AGENTS & BROKERS'S WEB SITE IS NOT DIRECTED AT PERSONS UNDER THE AGE OF 18

Our web site is not intended for persons under the age of 18 and The Alliance of Insurance Agents & Brokers does not knowingly collect or maintain information at our web site from persons we actually know are under the age of 18.

THE ALLIANCE OF INSURANCE AGENTS & BROKERS'S WEB SITE MAY BE LINKED TO OTHER WEB SITES

The Alliance of Insurance Agents & Brokers may create links to third-party web sites. This Online Privacy Statement will not apply when you move to one of these other sites. The Alliance of Insurance Agents & Brokers is not responsible for the content or privacy practices employed by web sites that are linked to our web site.

Terms Of Use

ACCEPTANCE OF TERMS

The services that The Alliance of Insurance Agents & Brokers provides to you are subject to the following Terms of Use ("TOU"). The Alliance of Insurance Agents & Brokers reserves the right to update the TOU at any time without notice to you. The most current version of the TOU can be reviewed by clicking on the "Terms of Use" hypertext link located at the bottom of our Web pages.

DESCRIPTION OF SERVICES

Through its network of Web properties, The Alliance of Insurance Agents & Brokers provides you with access to a variety of resources, including developer tools, download areas, communication forums and product information (collectively "Services"). The Services, including any updates, enhancements, new features, and/or the addition of any new Web properties, are subject to the TOU.

PERSONAL AND NON-COMMERCIAL USE LIMITATION

Unless otherwise specified, the Services are for your personal and non-commercial use. You may not modify, copy, distribute, transmit, display, perform, reproduce, publish, license, create derivative works from, transfer, or sell any information, software, products or services obtained from the Services.

PRIVACY AND PROTECTION OF PERSONAL INFORMATION

See the Privacy Statement disclosures relating to the collection and use of your information.

NOTICE SPECIFIC TO SOFTWARE AVAILABLE ON THIS WEB SITE

Any software that is made available to download from the Services ("Software") is the copyrighted work of The Alliance of Insurance Agents & Brokers and/or its suppliers. Use of the Software is governed by the terms of the end user license agreement, if any, which accompanies or is included with the Software ("License Agreement"). An end user will be unable to install any Software that is accompanied by or includes a License Agreement, unless he or she first agrees to the License Agreement terms.

The Software is made available for download solely for use by end users according to the License Agreement. Any reproduction or redistribution of the Software not in accordance with the License Agreement is expressly prohibited by law, and may result in severe civil and criminal penalties. Violators will be prosecuted to the maximum extent possible.

WITHOUT LIMITING THE FOREGOING, COPYING OR REPRODUCTION OF THE SOFTWARE TO ANY OTHER SERVER OR LOCATION FOR FURTHER REPRODUCTION OR REDISTRIBUTION IS EXPRESSLY PROHIBITED, UNLESS SUCH REPRODUCTION OR REDISTRIBUTION IS EXPRESSLY PERMITTED BY THE LICENSE AGREEMENT ACCOMPANYING SUCH SOFTWARE.

THE SOFTWARE IS WARRANTED, IF AT ALL, ONLY ACCORDING TO THE TERMS OF THE LICENSE AGREEMENT. EXCEPT AS WARRANTED IN THE LICENSE AGREEMENT, THE ALLIANCE OF INSURANCE AGENTS & BROKERS CORPORATION HEREBY DISCLAIMS ALL WARRANTIES AND CONDITIONS WITH REGARD TO THE SOFTWARE, INCLUDING ALL WARRANTIES AND CONDITIONS OF MERCHANTABILITY, WHETHER EXPRESS, IMPLIED OR STATUTORY, FITNESS FOR A PARTICULAR PURPOSE, TITLE AND NON-INFRINGEMENT.

FOR YOUR CONVENIENCE, THE ALLIANCE OF INSURANCE AGENTS & BROKERS MAY MAKE AVAILABLE AS PART OF THE SERVICES OR IN ITS SOFTWARE PRODUCTS, TOOLS AND UTILITIES FOR USE AND/OR DOWNLOAD. THE ALLIANCE OF INSURANCE AGENTS & BROKERS DOES NOT MAKE ANY ASSURANCES WITH REGARD TO THE ACCURACY OF THE RESULTS OR OUTPUT THAT DERIVES FROM SUCH USE OF ANY SUCH TOOLS AND UTILITIES. PLEASE RESPECT THE INTELLECTUAL PROPERTY RIGHTS OF OTHERS WHEN USING THE TOOLS AND UTILITIES MADE AVAILABLE ON THE SERVICES OR IN THE ALLIANCE OF INSURANCE AGENTS & BROKERS SOFTWARE PRODUCTS.

NOTICE SPECIFIC TO DOCUMENTS AVAILABLE ON THIS WEB SITE

Permission to use Documents (such as white papers, press releases, datasheets and FAQs) from the Services is granted, provided that (1) the below copyright notice appears in all copies and that both the copyright notice and this permission notice appear, (2) use of such Documents from the Services is for informational and non-commercial or personal use only and will not be copied or posted on any network computer or broadcast in any media, and (3) no modifications of any Documents are made. Accredited educational institutions, such as K-12, universities, private/public colleges, and state community colleges, may download and reproduce the Documents for distribution in the classroom. Distribution outside the classroom requires express written permission. Use for any other purpose is expressly prohibited by law, and may result in severe civil and criminal penalties. Violators will be prosecuted to the maximum extent possible.

Documents specified above do not include the design or layout of the The Alliance of Insurance Agents & Brokers.com Web site or any other The Alliance of Insurance Agents & Brokers owned, operated, licensed or controlled site. Elements of The Alliance of Insurance Agents & Brokers Web sites are protected by trade dress, trademark, unfair competition, and other laws and may not be copied or imitated in whole or in part. No logo, graphic, sound or image from any The Alliance of Insurance Agents & Brokers Web site may be copied or retransmitted unless expressly permitted by The Alliance of Insurance Agents & Brokers.

THE ALLIANCE OF INSURANCE AGENTS & BROKERS AND/OR ITS RESPECTIVE SUPPLIERS MAKE NO REPRESENTATIONS ABOUT THE SUITABILITY OF THE INFORMATION CONTAINED IN THE DOCUMENTS AND RELATED GRAPHICS PUBLISHED AS PART OF THE SERVICES FOR ANY PURPOSE. ALL SUCH DOCUMENTS AND RELATED GRAPHICS ARE PROVIDED "AS IS" WITHOUT WARRANTY OF ANY KIND. THE ALLIANCE OF INSURANCE AGENTS & BROKERS AND/OR ITS RESPECTIVE SUPPLIERS HEREBY DISCLAIM ALL WARRANTIES AND CONDITIONS WITH REGARD TO THIS INFORMATION, INCLUDING ALL WARRANTIES AND CONDITIONS OF MERCHANTABILITY, WHETHER EXPRESS, IMPLIED OR STATUTORY, FITNESS FOR A PARTICULAR PURPOSE, TITLE AND NON-INFRINGEMENT. IN NO EVENT SHALL THE ALLIANCE OF INSURANCE AGENTS & BROKERS AND/OR ITS RESPECTIVE SUPPLIERS BE LIABLE FOR ANY SPECIAL, INDIRECT OR CONSEQUENTIAL DAMAGES OR ANY DAMAGES WHATSOEVER RESULTING FROM LOSS OF USE, DATA OR PROFITS, WHETHER IN AN ACTION OF CONTRACT, NEGLIGENCE OR OTHER TORTIOUS ACTION, ARISING OUT OF OR IN CONNECTION WITH THE USE OR PERFORMANCE OF INFORMATION AVAILABLE FROM THE SERVICES.

THE DOCUMENTS AND RELATED GRAPHICS PUBLISHED ON THE SERVICES COULD INCLUDE TECHNICAL INACCURACIES OR TYPOGRAPHICAL ERRORS. CHANGES ARE PERIODICALLY ADDED TO THE INFORMATION HEREIN. THE ALLIANCE OF INSURANCE AGENTS & BROKERS AND/OR ITS RESPECTIVE SUPPLIERS MAY MAKE IMPROVEMENTS AND/OR CHANGES IN THE PRODUCT(S) AND/OR THE PROGRAM(S) DESCRIBED HEREIN AT ANY TIME.

NOTICES REGARDING SOFTWARE, DOCUMENTS AND SERVICES AVAILABLE ON THIS WEB SITE

IN NO EVENT SHALL THE ALLIANCE OF INSURANCE AGENTS & BROKERS AND/OR ITS RESPECTIVE SUPPLIERS BE LIABLE FOR ANY SPECIAL, INDIRECT OR CONSEQUENTIAL DAMAGES OR ANY DAMAGES WHATSOEVER RESULTING FROM LOSS OF USE, DATA OR PROFITS, WHETHER IN AN ACTION OF CONTRACT, NEGLIGENCE OR OTHER TORTIOUS ACTION, ARISING OUT OF OR IN CONNECTION WITH THE USE OR PERFORMANCE OF SOFTWARE, DOCUMENTS, PROVISION OF OR FAILURE TO PROVIDE SERVICES, OR INFORMATION AVAILABLE FROM THE SERVICES.

MEMBER ACCOUNT, PASSWORD, AND SECURITY

If any of the Services requires you to open an account, you must complete the registration process by providing us with current, complete and accurate information as prompted by the applicable registration form. You also will choose a password and a user name. You are entirely responsible for maintaining the confidentiality of your password and account. Furthermore, you are entirely responsible for any and all activities that occur under your account. You agree to notify The Alliance of Insurance Agents & Brokers immediately of any unauthorized use of your account or any other breach of security. The Alliance of Insurance Agents & Brokers will not be liable for any loss that you may incur as a result of someone else using your password or account, either with or without your knowledge. However, you could be held liable for losses incurred by The Alliance of Insurance Agents & Brokers or another party due to someone else using your account or password. You may not use anyone else's account at any time, without the permission of the account holder.

NO UNLAWFUL OR PROHIBITED USE

As a condition of your use of the Services, you will not use the Services for any purpose that is unlawful or prohibited by these terms, conditions, and notices. You may not use the Services in any manner that could damage, disable, overburden, or impair any The Alliance of Insurance Agents & Brokers server, or the network(s) connected to any The Alliance of Insurance Agents & Brokers server, or interfere with any other party's use and enjoyment of any Services. You may not attempt to gain unauthorized access to any Services, other accounts, computer systems or networks connected to any The Alliance of Insurance Agents & Brokers server or to any of the Services, through hacking, password mining or any other means. You may not obtain or attempt to obtain any materials or information through any means not intentionally made available through the Services.

USE OF SERVICES

The Services may contain e-mail services, bulletin board services, chat areas, news groups, forums, communities, personal web pages, calendars, photo albums, file cabinets and/or other message or communication facilities designed to enable you to communicate with others (each a "Communication Service" and collectively "Communication Services"). You agree to use the Communication Services only to post, send and receive messages and material that are proper and, when applicable, related to the particular Communication Service. By way of example, and not as a limitation, you agree that when using the Communication Services, you will not:

Use the Communication Services in connection with surveys, contests, pyramid schemes, chain letters, junk email, spamming or any duplicative or unsolicited messages (commercial or otherwise).
Defame, abuse, harass, stalk, threaten or otherwise violate the legal rights (such as rights of privacy and publicity) of others.
Publish, post, upload, distribute or disseminate any inappropriate, profane, defamatory, obscene, indecent or unlawful topic, name, material or information.
Upload, or otherwise make available, files that contain images, photographs, software or other material protected by intellectual property laws, including, by way of example, and not as limitation, copyright or trademark laws (or by rights of privacy or publicity) unless you own or control the rights thereto or have received all necessary consent to do the same.
Use any material or information, including images or photographs, which are made available through the Services in any manner that infringes any copyright, trademark, patent, trade secret, or other proprietary right of any party.
Upload files that contain viruses, Trojan horses, worms, time bombs, cancelbots, corrupted files, or any other similar software or programs that may damage the operation of another's computer or property of another.
Advertise or offer to sell or buy any goods or services for any business purpose, unless such Communication Services specifically allows such messages.
Download any file posted by another user of a Communication Service that you know, or reasonably should know, cannot be legally reproduced, displayed, performed, and/or distributed in such manner.
Falsify or delete any copyright management information, such as author attributions, legal or other proper notices or proprietary designations or labels of the origin or source of software or other material contained in a file that is uploaded.
Restrict or inhibit any other user from using and enjoying the Communication Services.
Violate any code of conduct or other guidelines which may be applicable for any particular Communication Service.
Harvest or otherwise collect information about others, including e-mail addresses.
Violate any applicable laws or regulations.
Create a false identity for the purpose of misleading others.
Use, download or otherwise copy, or provide (whether or not for a fee) to a person or entity any directory of users of the Services or other user or usage information or any portion thereof.

The Alliance of Insurance Agents & Brokers has no obligation to monitor the Communication Services. However, The Alliance of Insurance Agents & Brokers reserves the right to review materials posted to the Communication Services and to remove any materials in its sole discretion. The Alliance of Insurance Agents & Brokers reserves the right to terminate your access to any or all of the Communication Services at any time, without notice, for any reason whatsoever.

The Alliance of Insurance Agents & Brokers reserves the right at all times to disclose any information as The Alliance of Insurance Agents & Brokers deems necessary to satisfy any applicable law, regulation, legal process or governmental request, or to edit, refuse to post or to remove any information or materials, in whole or in part, in The Alliance of Insurance Agents & Brokers's sole discretion.

Always use caution when giving out any personally identifiable information about yourself or your children in any Communication Services. The Alliance of Insurance Agents & Brokers does not control or endorse the content, messages or information found in any Communication Services and, therefore, The Alliance of Insurance Agents & Brokers specifically disclaims any liability with regard to the Communication Services and any actions resulting from your participation in any Communication Services. Managers and hosts are not authorized The Alliance of Insurance Agents & Brokers spokespersons, and their views do not necessarily reflect those of The Alliance of Insurance Agents & Brokers.

Materials uploaded to the Communication Services may be subject to posted limitations on usage, reproduction and/or dissemination; you are responsible for adhering to such limitations if you download the materials.

MATERIALS PROVIDED TO THE ALLIANCE OF INSURANCE AGENTS & BROKERS OR POSTED AT ANY THE ALLIANCE OF INSURANCE AGENTS & BROKERS WEB SITE

The Alliance of Insurance Agents & Brokers does not claim ownership of the materials you provide to The Alliance of Insurance Agents & Brokers (including feedback and suggestions) or post, upload, input or submit to any Services or its associated services for review by the general public, or by the members of any public or private community, (each a "Submission" and collectively "Submissions"). However, by posting, uploading, inputting, providing or submitting ("Posting") your Submission you are granting The Alliance of Insurance Agents & Brokers, its affiliated companies and necessary sublicensees permission to use your Submission in connection with the operation of their Internet businesses (including, without limitation, all The Alliance of Insurance Agents & Brokers Services), including, without limitation, the license rights to: copy, distribute, transmit, publicly display, publicly perform, reproduce, edit, translate and reformat your Submission; to publish your name in connection with your Submission; and the right to sublicense such rights to any supplier of the Services.

No compensation will be paid with respect to the use of your Submission, as provided herein. The Alliance of Insurance Agents & Brokers is under no obligation to post or use any Submission you may provide and The Alliance of Insurance Agents & Brokers may remove any Submission at any time in its sole discretion.

By Posting a Submission you warrant and represent that you own or otherwise control all of the rights to your Submission as described in these Terms of Use including, without limitation, all the rights necessary for you to provide, post, upload, input or submit the Submissions.

In addition to the warranty and representation set forth above, by Posting a Submission that contain images, photographs, pictures or that are otherwise graphical in whole or in part ("Images"), you warrant and represent that (a) you are the copyright owner of such Images, or that the copyright owner of such Images has granted you permission to use such Images or any content and/or images contained in such Images consistent with the manner and purpose of your use and as otherwise permitted by these Terms of Use and the Services, (b) you have the rights necessary to grant the licenses and sublicenses described in these Terms of Use, and (c) that each person depicted in such Images, if any, has provided consent to the use of the Images as set forth in these Terms of Use, including, by way of example, and not as a limitation, the distribution, public display and reproduction of such Images. By Posting Images, you are granting (a) to all members of your private community (for each such Images available to members of such private community), and/or (b) to the general public (for each such Images available anywhere on the Services, other than a private community), permission to use your Images in connection with the use, as permitted by these Terms of Use, of any of the Services, (including, by way of example, and not as a limitation, making prints and gift items which include such Images), and including, without limitation, a non-exclusive, world-wide, royalty-free license to: copy, distribute, transmit, publicly display, publicly perform, reproduce, edit, translate and reformat your Images without having your name attached to such Images, and the right to sublicense such rights to any supplier of the Services. The licenses granted in the preceding sentences for a Images will terminate at the time you completely remove such Images from the Services, provided that, such termination shall not affect any licenses granted in connection with such Images prior to the time you completely remove such Images. No compensation will be paid with respect to the use of your Images.

NOTICES AND PROCEDURE FOR MAKING CLAIMS OF COPYRIGHT INFRINGEMENT

Pursuant to Title 17, United States Code, Section 512(c)(2), notifications of claimed copyright infringement should be sent to Service Provider's Designated Agent. ALL INQUIRIES NOT RELEVANT TO THE FOLLOWING PROCEDURE WILL NOT RECEIVE A RESPONSE.

LINKS TO THIRD PARTY SITES

THE LINKS IN THIS AREA WILL LET YOU LEAVE THE ALLIANCE OF INSURANCE AGENTS & BROKERS'S SITE. THE LINKED SITES ARE NOT UNDER THE CONTROL OF THE ALLIANCE OF INSURANCE AGENTS & BROKERS AND THE ALLIANCE OF INSURANCE AGENTS & BROKERS IS NOT RESPONSIBLE FOR THE CONTENTS OF ANY LINKED SITE OR ANY LINK CONTAINED IN A LINKED SITE, OR ANY CHANGES OR UPDATES TO SUCH SITES. THE ALLIANCE OF INSURANCE AGENTS & BROKERS IS NOT RESPONSIBLE FOR WEBCASTING OR ANY OTHER FORM OF TRANSMISSION RECEIVED FROM ANY LINKED SITE. THE ALLIANCE OF INSURANCE AGENTS & BROKERS IS PROVIDING THESE LINKS TO YOU ONLY AS A CONVENIENCE, AND THE INCLUSION OF ANY LINK DOES NOT IMPLY ENDORSEMENT BY THE ALLIANCE OF INSURANCE AGENTS & BROKERS OF THE SITE.

UNSOLICITED IDEA SUBMISSION POLICY

THE ALLIANCE OF INSURANCE AGENTS & BROKERS OR ANY OF ITS EMPLOYEES DO NOT ACCEPT OR CONSIDER UNSOLICITED IDEAS, INCLUDING IDEAS FOR NEW ADVERTISING CAMPAIGNS, NEW PROMOTIONS, NEW PRODUCTS OR TECHNOLOGIES, PROCESSES, MATERIALS, MARKETING PLANS OR NEW PRODUCT NAMES. PLEASE DO NOT SEND ANY ORIGINAL CREATIVE ARTWORK, SAMPLES, DEMOS, OR OTHER WORKS. THE SOLE PURPOSE OF THIS POLICY IS TO AVOID POTENTIAL MISUNDERSTANDINGS OR DISPUTES WHEN THE ALLIANCE OF INSURANCE AGENTS & BROKERS' PRODUCTS OR MARKETING STRATEGIES MIGHT SEEM SIMILAR TO IDEAS SUBMITTED TO THE ALLIANCE OF INSURANCE AGENTS & BROKERS. SO, PLEASE DO NOT SEND YOUR UNSOLICITED IDEAS TO THE ALLIANCE OF INSURANCE AGENTS & BROKERS OR ANYONE AT THE ALLIANCE OF INSURANCE AGENTS & BROKERS. IF, DESPITE OUR REQUEST THAT YOU NOT SEND US YOUR IDEAS AND MATERIALS, YOU STILL SEND THEM, PLEASE UNDERSTAND THAT THE ALLIANCE OF INSURANCE AGENTS & BROKERS MAKES NO ASSURANCES THAT YOUR IDEAS AND MATERIALS WILL BE TREATED AS CONFIDENTIAL OR PROPRIETARY.